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FAQ

Q: Do you finance/lease start ups?
A: Yes

Q: Do you offer financing/leasing to owner- operators?
A: Yes

Q: Can you finance over the road owner- operators?
A: Yes

Q: Do you offer factoring?
A: We provide many factoring opportunities to our clients.

Q: What if I don’t have perfect -- or even very good -- credit?
A: At Atlantic Truck Financial Services we are able to look at business owners with all credit scores to help find the best solution for their unique situation.

Q: What is factoring and why would I consider it?
A: Factoring is “selling” invoices of your choice at a slight discount. If you factor your invoices or freight bills, you can receive payment much more quickly than if you had to wait for the payment of those bills by each individual company. Factoring helps:
  • Keep working capital flowing
  • Maintain cash-on-hand for operating expenses
  • Free up time managing invoices and collections
  • Provide an alternative when you need additional cash
Q: Are there any restrictions on the type of equipment I can finance?
A: There may be, depending on the condition, age and ultimate use of the equipment.

Q: Where is the equipment you list for sale located?
A: We market trucks and heavy equipment that is owned by banks or leasing companies. Our inventory is not located in a particular location; however, once you’ve expressed interest we will arrange to provide greater detail and exact location.

Q: What if I don’t like a truck or piece of equipment once I see it?
A: You are under no obligation to complete a purchase if you find that a truck or piece of equipment does not meet your expectations. At that point, you will either select another vehicle/piece of equipment or we will refund your money and void the documents.

Q: Why can’t I submit an application online?
A: At ATFS we specialize in personal and professional service; to us you are not just a number and we feel getting to know your unique situation and personality will help us serve you best.

Q: Why can’t I submit an application online?
A: At ATFS we specialize in personal and professional service; to us you are not just a number and we feel getting to know your unique situation and personality will help us serve you best.